Long - Term Care Insurance
What Is Long - Term Care Insurance?
Long term care insurance (LTCi) is an insurance product that is designed to provide coverage for not less than 12 consecutive months to a client who may need chronic long-term services and support for a condition that cannot be cured or "fixed" but can be managed.
The CO$T for these services can be catastrophic to retirement assets.
Long-Term Care Insurance was designed to help people pay for those care costs.
Ask yourself these 3 questions:
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Is it possible that you could live a long life? if you do you may need extended care.
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If you need extended care, what do you think providing that care would do to the emotional, physical and financial wellbeing of your family?
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Would a formal plan to pay for care help minimize these consequences?
If you answered YES to any of these questions:
We can help you come up with a formal plan: Which may or may not include long-term care insurance.
